Everyday, we are faced with unexpected challenges and circumstances and the best way to manage your resources is by creating a budget. If you don’t have an emergency fund and you suffer job loss and or disability you will be forced to rely on credit cards, take out a loan and or use your 401(k). Here are a few reasons one should consider creating a budget.
A budget is not only used to manage your resources but it is an essential tool needed to develop your financial plan. [Read more]
A budget is an itemized summary of likely income and expenses for a given period of time. A budget is created by using an excel spreadsheet and or Mint Personal Finance Application. It is a tool to help you prioritize your spending and manage your money.
When you create a budget it will help you build a savings and or emergency fund, manage unexpected expenses, and build for your financial future.
Planning for the future is an important step to ensure future happiness and success. It is about taking responsibility for your actions.
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